{"id":5134,"date":"2021-12-17T00:58:10","date_gmt":"2021-12-17T00:58:10","guid":{"rendered":"https:\/\/cpatacabamcdev.wpengine.com\/?page_id=5134"},"modified":"2026-01-21T09:58:07","modified_gmt":"2026-01-21T14:58:07","slug":"exigences-en-matiere-dassurance","status":"publish","type":"page","link":"https:\/\/cpata-cabamc.ca\/fr\/votre-profession\/exigences-en-matiere-dassurance\/","title":{"rendered":"Exigences en mati\u00e8re d&rsquo;assurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5134\" class=\"elementor elementor-5134 elementor-5125\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-96bd15b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"96bd15b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9475f52\" data-id=\"9475f52\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-da4f9b1 elementor-widget elementor-widget-text-editor\" data-id=\"da4f9b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L\u2019assurance responsabilit\u00e9 civile professionnelle est essentielle pour les membres de la plupart des professions r\u00e9glement\u00e9es au Canada qui offrent des services au public. La\u00a0<em>Loi sur le Coll\u00e8ge des agents de brevets et des agents de marques de commerce<\/em>\u00a0indique que les titulaires de permis doivent contracter une assurance responsabilit\u00e9 civile professionnelle. Ainsi, il incombe au CABAMC de faire respecter cette exigence. L\u2019assurance constitue le principal instrument de protection de l\u2019int\u00e9r\u00eat du public \u00e0 la port\u00e9e du CABAMC, attendu qu\u2019elle prot\u00e8ge\u00a0le(la) client(e) dans les situations o\u00f9 des erreurs et des omissions de la part de l\u2019agent(e) entra\u00eenent des pertes financi\u00e8res pour le(la) client(e). Elle s\u2019av\u00e8re \u00e9galement avantageuse pour l\u2019agent(e) et ses coll\u00e8gues en leur garantissant un acc\u00e8s \u00e0 des ressources pour d\u00e9fendre l\u2019agent(e) et r\u00e9parer les pr\u00e9judices, le cas \u00e9ch\u00e9ant.\u00a0\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51c39b4 elementor-widget elementor-widget-heading\" data-id=\"51c39b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Exigences en mati\u00e8re d\u2019assurance responsabilit\u00e9 professionnelle par cat\u00e9gorie de permis<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c11b77 elementor-widget elementor-widget-text-editor\" data-id=\"6c11b77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Permis de cat\u00e9gorie 1, 2 et 3 : <\/strong>L\u2019assurance est obligatoire, sauf si la personne titulaire de permis en est exempt\u00e9e parce qu\u2019elle ne fournit pas de services au public (par exemple, parce qu\u2019elle est une praticienne exer\u00e7ant au sein d\u2019une entreprise).<\/p><p><strong>Permis de cat\u00e9gorie\u00a04\u00a0: <\/strong>L\u2019assurance n\u2019est <strong>pas<\/strong> obligatoire.<\/p><p><strong>Les personnes titulaires de permis qui ne fournissent pas de services au public, comme les praticien(ne)s qui exercent au sein d\u2019une entreprise ou les employ\u00e9(e)s du gouvernement f\u00e9d\u00e9ral ou provincial, sont exempt\u00e9es<\/strong>\u00a0des exigences en mati\u00e8re d\u2019assurance responsabilit\u00e9 professionnelle, quelle que soit la cat\u00e9gorie de leur permis (1, 2 ou 3). Les personnes titulaires de permis peuvent \u00eatre couvertes par leur propre police d\u2019assurance, celle de leur employeur ou celle de leur superviseur(e).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b0dd10 elementor-widget elementor-widget-heading\" data-id=\"7b0dd10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Exigences en mati\u00e8re de police d\u2019assurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f95a973 elementor-widget elementor-widget-text-editor\" data-id=\"f95a973\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L\u2019assurance responsabilit\u00e9 professionnelle doit r\u00e9pondre aux exigences suivantes\u00a0:<\/p><ul><li>\u00eatre\u00a0offerte par une compagnie d\u2019assurance autoris\u00e9e au Canada;\u00a0<\/li><li>offrir\u00a0une protection contre les r\u00e9clamations faites au Canada et \u00e0 l\u2019\u00e9tranger;\u00a0<\/li><li>indemniser\u00a0le(la) titulaire de permis pour toute responsabilit\u00e9 civile d\u00e9coulant de l\u2019exercice de ses fonctions \u00e0 titre d\u2019agent(e) de brevets ou d\u2019agent(e) de marques de commerce;\u00a0<\/li><li>\u00eatre\u00a0assortie d\u2019une couverture d\u2019au moins 1\u00a0million de dollars par r\u00e9clamation et 2\u00a0millions de dollars au total par ann\u00e9e.\u00a0<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f0b6d4 elementor-widget elementor-widget-heading\" data-id=\"2f0b6d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fourniture ou mise \u00e0 jour de vos renseignements d\u2019assurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d5e91e elementor-widget elementor-widget-text-editor\" data-id=\"8d5e91e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les personnes titulaires de permis doivent fournir au CABAMC des renseignements d\u2019assurance \u00e0 jour et seront invit\u00e9es \u00e0 d\u00e9clarer leur couverture d\u2019assurance lors du processus annuel de renouvellement des permis. Connectez-vous au <a href=\"https:\/\/portal-portail.cpata-cabamc.ca\/login.html?language=fr_FR\" target=\"_blank\" rel=\"noopener\">portail des titulaires de permis<\/a> et suivez les instructions pour <a href=\"https:\/\/cpata-cabamc.ca\/fr\/votre-profession\/mettre-a-jour-vos-informations\/\" target=\"_blank\" rel=\"noopener\">mettre \u00e0 jour vos informations<\/a> d&rsquo;assurance si vos renseignements d\u2019assurance changent \u00e0 un autre moment de l\u2019ann\u00e9e, pour quelque raison que ce soit (y compris un changement d\u2019emploi).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7eb04be elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7eb04be\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d80f130\" data-id=\"d80f130\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-71d17ea elementor-widget elementor-widget-heading\" data-id=\"71d17ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Foire aux questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9c2b7f elementor-widget elementor-widget-accordion\" data-id=\"d9c2b7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2281\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2281\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Pourquoi suis-je tenu(e) de souscrire une assurance responsabilit\u00e9 civile professionnelle?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2281\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2281\"><p>L\u2019assurance responsabilit\u00e9 civile professionnelle est essentielle pour les membres de la plupart des professions r\u00e9glement\u00e9es au Canada qui offrent des services au public. La\u00a0<em>Loi sur le Coll\u00e8ge des agents de brevets et des agents de marques de commerce<\/em>\u00a0indique que les titulaires de permis doivent contracter une assurance responsabilit\u00e9 civile professionnelle. Ainsi, il incombe au CABAMC de faire respecter cette exigence. L\u2019assurance constitue le principal instrument de protection de l\u2019int\u00e9r\u00eat du public \u00e0 la port\u00e9e du CABAMC, attendu qu\u2019elle prot\u00e8ge\u00a0le(la) client(e) dans les situations o\u00f9 des erreurs et des omissions de la part de l\u2019agent(e) entra\u00eenent des pertes financi\u00e8res pour le(la) client(e). Elle s\u2019av\u00e8re \u00e9galement avantageuse pour l\u2019agent(e) et ses coll\u00e8gues en leur garantissant un acc\u00e8s \u00e0 des ressources pour d\u00e9fendre l\u2019agent(e) et r\u00e9parer les pr\u00e9judices, le cas \u00e9ch\u00e9ant.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2282\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2282\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quelle est la r\u00e9flexion qui a pr\u00e9c\u00e9d\u00e9 l\u2019\u00e9tablissement de ces exigences? <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2282\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2282\"><p>Pour ce qui est de l\u2019assurance, le CABAMC a adopt\u00e9 une approche fond\u00e9e sur l\u2019att\u00e9nuation des risques. Il a notamment consult\u00e9 des praticien(ne)s et des sp\u00e9cialistes de l\u2019industrie pour \u00e9tablir ces exigences.<\/p><p>Le Coll\u00e8ge a retenu les services d\u2019une soci\u00e9t\u00e9 de conseil ind\u00e9pendante qui travaille dans les domaines de la gestion des risques et de l\u2019actuariat afin de r\u00e9aliser une analyse et de formuler des recommandations. Axxima a inclus dans son analyse l\u2019organisme de r\u00e9glementation des avocat(e)s sp\u00e9cialistes des brevets et des marques de commerce du Royaume-Uni de m\u00eame que les r\u00e9gimes d\u2019assurance commerciale les plus accessibles pour les agent(e)s de brevets et de marques de commerce au Canada et au Royaume-Uni. La soci\u00e9t\u00e9 a formul\u00e9 16\u00a0recommandations \u00e0 l\u2019intention du CABAMC dans <a href=\"https:\/\/cpata-cabamc.ca\/wp-content\/uploads\/2021\/08\/2020-11-09-Axxima-CPATA-Report-FINAL.pdf\">ce rapport<\/a>.<\/p><p>En juillet\u00a02021, le CABAMC a publi\u00e9 un document de consultation d\u00e9crivant l\u2019approche qu\u2019il propose pour l\u2019\u00e9tablissement des exigences d\u2019assurance. Certaines personnes titulaires de permis se sont pench\u00e9es sur les d\u00e9tails de la proposition avant que le Conseil d\u2019administration du CABAMC ne prenne une d\u00e9cision d\u00e9finitive. Sur les 16\u00a0exigences sugg\u00e9r\u00e9es par la soci\u00e9t\u00e9 de conseil, le CABAMC n\u2019en a s\u00e9lectionn\u00e9 que quatre, adoptant ainsi une approche aussi souple que possible afin de minimiser le fardeau qui incombe aux praticien(ne)s et, ultimement, aux client(e)s.<\/p><p>En outre, le CABAMC contraint seulement les titulaires de permis expos\u00e9(e)s \u00e0 un risque plus \u00e9lev\u00e9, \u00e0 savoir les titulaires de permis de cat\u00e9gorie 1, 2 ou 3 qui offrent des services au public, \u00e0 contracter une assurance. Les personnes qui travaillent pour le gouvernement ou en tant qu\u2019agent(e)s internes sont donc exempt\u00e9es de cette exigence.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2283\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2283\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Je suis un(e) praticien(ne) exer\u00e7ant au sein d\u2019une entreprise. Dois-je souscrire une assurance responsabilit\u00e9 civile professionnelle?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2283\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2283\"><p>Non. <strong>Les personnes titulaires de permis qui ne fournissent pas de services au public, comme les praticien(ne)s qui exercent au sein d\u2019une entreprise, sont exempt\u00e9es<\/strong>\u00a0des exigences en mati\u00e8re d\u2019assurance responsabilit\u00e9 professionnelle, quelle que soit la cat\u00e9gorie de leur permis (1, 2 ou 3).\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2284\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2284\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Je suis un(e) titulaire de permis de cat\u00e9gorie 2. Dois-je souscrire une assurance responsabilit\u00e9 civile professionnelle?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2284\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2284\"><p>Depuis le 31 d\u00e9cembre 2023, les personnes titulaires de permis de cat\u00e9gorie 2 sont tenus de souscrire \u00e0 une assurance responsabilit\u00e9 civile professionnelle s&rsquo;ils exercent leur profession.\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2285\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2285\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">J\u2019exerce exclusivement au Canada; pourquoi dois-je souscrire une assurance offrant une protection contre les r\u00e9clamations faites \u00e0 la fois au Canada et \u00e0 l\u2019\u00e9tranger?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2285\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2285\"><p>Lors de son examen en vue d\u2019\u00e9tablir les exigences en mati\u00e8re de couverture d\u2019assurance, le Conseil d\u2019administration du CABAMC a tenu compte des approches adopt\u00e9es au Royaume-Uni, qui reconna\u00eet que la propri\u00e9t\u00e9 intellectuelle rel\u00e8ve d\u2019une pratique mondiale.<\/p><p>Contrairement \u00e0 la pratique juridique, les activit\u00e9s typiques des agences canadiennes de brevets et de marques de commerce comportent des aspects extraterritoriaux, puisque les client(e)s cherchent souvent \u00e0 prot\u00e9ger leurs brevets ou leurs marques de commerce \u00e0 l\u2019\u00e9tranger et comptent sur leur agent(e) canadien(ne) pour avoir acc\u00e8s \u00e0 des r\u00e9gimes juridiques d\u2019autres pays. Bien que les agent(e)s canadien(ne)s retiennent souvent les services d\u2019agent(e)s \u00e9tranger(-\u00e8re)s au nom de leurs client(e)s, il serait faux de penser que les agent(e)s jouent uniquement le r\u00f4le d\u2019interm\u00e9diaire entre leurs client(e)s et les agent(e)s \u00e9tranger(-\u00e8re)s. Par exemple, les agent(e)s<br \/>canadien(ne)s guident leurs client(e)s dans la d\u00e9finition de la port\u00e9e des droits de brevet et de marque de commerce \u00e0 prot\u00e9ger dans d\u2019autres pays et les aident \u00e0 d\u00e9poser des demandes qui assureront ces droits, soit en donnant des instructions \u00e0 des agent(e)s \u00e9tranger(-\u00e8re)s, soit en d\u00e9posant des demandes qui \u00e9tendent les droits acquis au Canada \u00e0 d\u2019autres pays.<\/p><p>Pour cette raison, le Conseil d\u2019administration a \u00e9tabli que la couverture<br \/>d\u2019assurance doit offrir une protection contre les r\u00e9clamations faites \u00e0<br \/>l\u2019\u00e9tranger aussi bien qu\u2019au Canada. Le Conseil d\u2019administration reconna\u00eet \u00e9galement que lorsqu\u2019un(e) agent(e) canadien(ne) prodigue des conseils \u00e0 un(e) client(e) canadien(ne), lesdits conseils rel\u00e8vent \u00e9galement de lois non canadiennes en raison de la port\u00e9e des droits en cause.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2286\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-2286\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quelles compagnies d\u2019assurance offrent des polices qui r\u00e9pondent aux exigences du CABAMC?  <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2286\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-2286\"><p><span data-contrast=\"auto\">Le CABAMC conna<\/span><span data-contrast=\"auto\">\u00ee<\/span><span data-contrast=\"auto\">t les fournisseurs suivants qui offrent des programmes ad\u00e9quats :<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p><ul><li>Association d\u2019assurance des juristes canadiens (AAJC) <span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&#8211; sauf pour les avocat(e)s de l&rsquo;Alberta<\/span><\/li><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Canadian Lawyers Liability Assurance Society (CLLAS)<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"> &#8211; seulement pour les entreprises adh\u00e9rentes<\/span><\/li><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Chambre des notaires du Qu\u00e9bec<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Coalition Insurance<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Fonds d\u2019assurance responsabilit\u00e9 professionnelle du Barreau du Qu\u00e9bec<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Intact<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Lawyers Indemnity Fund<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\">Lawyers\u2019 Professional Indemnity Company (LAWPRO) (Assurance compl\u00e9mentaire disponible \u00e0 partir de 2025)<\/li><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\">Programme de Magnes propos\u00e9 par l\u2019IPIC<\/li><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Souveraine Assurance<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Victor Canada<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">XL Specialty Insurance Company<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2287\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-2287\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Que dois-je faire si j\u2019ai d\u00e9j\u00e0 souscrit une assurance responsabilit\u00e9 civile par l\u2019entremise d\u2019un ordre professionnel de juristes?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2287\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-2287\"><p><span lang=\"FR-CA\">Le CABAMC a fait appel \u00e0 Axxima, un cabinet ind\u00e9pendant de conseil en risque\/assurance et en actuariat, pour r\u00e9aliser une analyse approfondie du programme d&rsquo;assurance des cinq barreaux. Vous pouvez lire le rapport complet\u00a0<a href=\"https:\/\/cpata-cabamc.ca\/wp-content\/uploads\/2021\/08\/2020-11-09-Axxima-CPATA-Report-FINAL.pdf\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/cpata-cabamc.ca\/wp-content\/uploads\/2021\/08\/2020-11-09-Axxima-CPATA-Report-FINAL.pdf&amp;source=gmail&amp;ust=1696604657572000&amp;usg=AOvVaw1d8jubaPHRgiq0kZxHnkuc\">ici<\/a>\u00a0(disponible en anglais, traduction en cours). Depuis, la couverture de l\u2019<\/span><span lang=\"FR-CA\">association d\u2019assurance des juristes canadiens<\/span><span lang=\"FR-CA\">\u00a0(AAJC ou CLIA en anglais) a \u00e9t\u00e9 \u00e9tendue pour r\u00e9pondre aux exigences du Coll\u00e8ge.<\/span><\/p><p><span data-contrast=\"auto\">R\u00e9gimes d\u2019assurance des ordres professionnels de juristes <strong>R\u00c9PONDANT<\/strong><\/span><span data-contrast=\"auto\">\u00a0aux exigences du Coll\u00e8ge\u202f:\u202f<\/span><span data-ccp-props=\"{\">\u00a0<\/span><\/p><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Fonds d\u2019assurance responsabilit\u00e9 professionnelle du Barreau du Qu\u00e9bec (Barreau)\u202f<\/span><span data-ccp-props=\"{\">\u00a0<\/span><\/li><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Lawyers Indemnity Fund (LIF) de la Colombie-Britannique\u202f<\/span><span data-ccp-props=\"{\">\u00a0<\/span><\/li><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span class=\"NormalTextRun SCXW53493977 BCX0\">Canadian Lawyers Insurance Association (CLIA) &#8211; sauf pour les avocat(e)s de l&rsquo;Alberta<\/span><\/li><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-olk-copy-source=\"MessageBody\">Lawyers\u2019 Professional Indemnity Company (LAWPRO) (Assurance compl\u00e9mentaire disponible \u00e0 partir de 2025)\u00a0<\/span><\/li><\/ul><p><span data-contrast=\"auto\">R<\/span><span data-contrast=\"auto\">\u00e9gim<\/span><span data-contrast=\"auto\">es d\u2019assurance des ordres professionnels de juristes qui <\/span><b><span data-contrast=\"auto\">NE<\/span><\/b><span data-contrast=\"auto\"> r\u00e9pondent <\/span><b><span data-contrast=\"auto\">PAS<\/span><\/b><span data-contrast=\"auto\"> aux exigences du Coll\u00e8ge\u202f:\u202f<\/span><span data-ccp-props=\"{\">\u00a0<\/span><\/p><ul><li style=\"list-style-type: none;\"><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Alberta Lawyers Indemnity Association (ALIA)\u202f<\/span><span data-ccp-props=\"{\">\u00a0<\/span><span data-ccp-props=\"{\">\u00a0<\/span><\/li><\/ul><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2288\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-2288\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">J\u2019ai encore des questions \u00e0 propos de l\u2019assurance responsabilit\u00e9 civile professionnelle obligatoire.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2288\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-2288\"><p>N\u2019h\u00e9sitez pas \u00e0 <a href=\"https:\/\/cpata-cabamc.ca\/fr\/communiquez-avec-nous\/contactez-le-cabamc\/\">communiquer avec nous<\/a>.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2289\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-2289\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Au-del\u00e0 de l'assurance responsabilit\u00e9 civile professionnelle, quelles autres assurances devrais-je envisager? <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2289\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-2289\"><p>En plus de l\u2019assurance responsabilit\u00e9 civile professionnelle exig\u00e9e par le CABAMC, les titulaires de permis doivent comprendre et \u00e9valuer les risques professionnels et personnels li\u00e9s \u00e0 leur pratique et r\u00e9fl\u00e9chir \u00e0 la meilleure couverture d\u2019assurance possible. Cette couverture peut comprendre une protection en cas de cyberattaque, de vol de donn\u00e9es, de perte d\u2019exploitation, de maladie, de dommage mat\u00e9riel et de litiges li\u00e9s \u00e0 l\u2019emploi, notamment. Pour en savoir plus, consultez <a href=\"https:\/\/cpata-cabamc.ca\/fr\/assurance-au-dela-de-la-couverture-de-la-responsabilite-civile-professionnelle\/\">cet article<\/a>.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-22810\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"button\" aria-controls=\"elementor-tab-content-22810\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Je suis actuellement titulaire d\u2019un permis de cat\u00e9gorie 2 et je ne travaille pas avec le public, car je suis un(e) agent(e) interne. Dois-je souscrire une assurance responsabilit\u00e9 civile professionnelle et en aviser le CABAMC?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-22810\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"region\" aria-labelledby=\"elementor-tab-title-22810\"><p><strong>Les personnes titulaires de permis qui ne fournissent pas de services au public, comme les praticien(ne)s qui exercent au sein d\u2019une entreprise, sont exempt\u00e9es<\/strong>\u00a0des exigences en mati\u00e8re d\u2019assurance responsabilit\u00e9 professionnelle, quelle que soit la cat\u00e9gorie de leur permis (1, 2 ou 3).<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-22811\" class=\"elementor-tab-title\" data-tab=\"11\" role=\"button\" aria-controls=\"elementor-tab-content-22811\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Si je suis titulaire d\u2019un permis de cat\u00e9gorie 2, mais que je ne pr\u00e9sente pas de demande aupr\u00e8s de l\u2019OPIC et que je n\u2019en poursuis pas aupr\u00e8s de l\u2019OPIC, pourquoi ai-je besoin d\u2019une assurance responsabilit\u00e9 civile professionnelle? <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-22811\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"11\" role=\"region\" aria-labelledby=\"elementor-tab-title-22811\"><p>Les personnes titulaires de permis qui travaillent avec le public doivent souscrire une assurance, car leur travail comporte des risques inh\u00e9rents, qu\u2019elles repr\u00e9sentent ou non des client(e)s aupr\u00e8s de l\u2019OPIC. Des erreurs peuvent survenir, donc l\u2019assurance est un moyen essentiel pour le CABAMC de prot\u00e9ger le public.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>L\u2019assurance responsabilit\u00e9 civile professionnelle est essentielle pour les membres de la plupart des professions r\u00e9glement\u00e9es<\/p>\n","protected":false},"author":6,"featured_media":0,"parent":5885,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"folder":[],"class_list":["post-5134","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Exigences en mati\u00e8re d&#039;assurance - CABAMC<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cpata-cabamc.ca\/fr\/votre-profession\/exigences-en-matiere-dassurance\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Exigences en mati\u00e8re d&#039;assurance - CABAMC\" \/>\n<meta property=\"og:description\" content=\"L\u2019assurance responsabilit\u00e9 civile professionnelle est essentielle pour les membres de la plupart des professions r\u00e9glement\u00e9es\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cpata-cabamc.ca\/fr\/votre-profession\/exigences-en-matiere-dassurance\/\" \/>\n<meta property=\"og:site_name\" content=\"CABAMC\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-21T14:58:07+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/cpata-cabamc.ca\/fr\/votre-profession\/exigences-en-matiere-dassurance\/\",\"url\":\"https:\/\/cpata-cabamc.ca\/fr\/votre-profession\/exigences-en-matiere-dassurance\/\",\"name\":\"Exigences en mati\u00e8re d'assurance - CABAMC\",\"isPartOf\":{\"@id\":\"https:\/\/cpata-cabamc.ca\/fr\/#website\"},\"datePublished\":\"2021-12-17T00:58:10+00:00\",\"dateModified\":\"2026-01-21T14:58:07+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/cpata-cabamc.ca\/fr\/votre-profession\/exigences-en-matiere-dassurance\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/cpata-cabamc.ca\/fr\/votre-profession\/exigences-en-matiere-dassurance\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/cpata-cabamc.ca\/fr\/votre-profession\/exigences-en-matiere-dassurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/cpata-cabamc.ca\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Votre profession\",\"item\":\"https:\/\/cpata-cabamc.ca\/fr\/your-practice\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Exigences en mati\u00e8re d&#8217;assurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/cpata-cabamc.ca\/fr\/#website\",\"url\":\"https:\/\/cpata-cabamc.ca\/fr\/\",\"name\":\"CABAMC\",\"description\":\"CABAMC\",\"publisher\":{\"@id\":\"https:\/\/cpata-cabamc.ca\/fr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/cpata-cabamc.ca\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/cpata-cabamc.ca\/fr\/#organization\",\"name\":\"CABAMC\",\"url\":\"https:\/\/cpata-cabamc.ca\/fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/cpata-cabamc.ca\/fr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/cpata-cabamc.ca\/wp-content\/uploads\/2021\/02\/Logo-Light-RGB.svg\",\"contentUrl\":\"https:\/\/cpata-cabamc.ca\/wp-content\/uploads\/2021\/02\/Logo-Light-RGB.svg\",\"caption\":\"CABAMC\"},\"image\":{\"@id\":\"https:\/\/cpata-cabamc.ca\/fr\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Exigences en mati\u00e8re d'assurance - CABAMC","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cpata-cabamc.ca\/fr\/votre-profession\/exigences-en-matiere-dassurance\/","og_locale":"fr_FR","og_type":"article","og_title":"Exigences en mati\u00e8re d'assurance - CABAMC","og_description":"L\u2019assurance responsabilit\u00e9 civile professionnelle est essentielle pour les membres de la plupart des professions r\u00e9glement\u00e9es","og_url":"https:\/\/cpata-cabamc.ca\/fr\/votre-profession\/exigences-en-matiere-dassurance\/","og_site_name":"CABAMC","article_modified_time":"2026-01-21T14:58:07+00:00","twitter_card":"summary_large_image","twitter_misc":{"Dur\u00e9e de lecture estim\u00e9e":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/cpata-cabamc.ca\/fr\/votre-profession\/exigences-en-matiere-dassurance\/","url":"https:\/\/cpata-cabamc.ca\/fr\/votre-profession\/exigences-en-matiere-dassurance\/","name":"Exigences en mati\u00e8re d'assurance - CABAMC","isPartOf":{"@id":"https:\/\/cpata-cabamc.ca\/fr\/#website"},"datePublished":"2021-12-17T00:58:10+00:00","dateModified":"2026-01-21T14:58:07+00:00","breadcrumb":{"@id":"https:\/\/cpata-cabamc.ca\/fr\/votre-profession\/exigences-en-matiere-dassurance\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cpata-cabamc.ca\/fr\/votre-profession\/exigences-en-matiere-dassurance\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/cpata-cabamc.ca\/fr\/votre-profession\/exigences-en-matiere-dassurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/cpata-cabamc.ca\/fr\/"},{"@type":"ListItem","position":2,"name":"Votre profession","item":"https:\/\/cpata-cabamc.ca\/fr\/your-practice\/"},{"@type":"ListItem","position":3,"name":"Exigences en mati\u00e8re d&#8217;assurance"}]},{"@type":"WebSite","@id":"https:\/\/cpata-cabamc.ca\/fr\/#website","url":"https:\/\/cpata-cabamc.ca\/fr\/","name":"CABAMC","description":"CABAMC","publisher":{"@id":"https:\/\/cpata-cabamc.ca\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cpata-cabamc.ca\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/cpata-cabamc.ca\/fr\/#organization","name":"CABAMC","url":"https:\/\/cpata-cabamc.ca\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/cpata-cabamc.ca\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/cpata-cabamc.ca\/wp-content\/uploads\/2021\/02\/Logo-Light-RGB.svg","contentUrl":"https:\/\/cpata-cabamc.ca\/wp-content\/uploads\/2021\/02\/Logo-Light-RGB.svg","caption":"CABAMC"},"image":{"@id":"https:\/\/cpata-cabamc.ca\/fr\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/cpata-cabamc.ca\/fr\/wp-json\/wp\/v2\/pages\/5134","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cpata-cabamc.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cpata-cabamc.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cpata-cabamc.ca\/fr\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/cpata-cabamc.ca\/fr\/wp-json\/wp\/v2\/comments?post=5134"}],"version-history":[{"count":0,"href":"https:\/\/cpata-cabamc.ca\/fr\/wp-json\/wp\/v2\/pages\/5134\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/cpata-cabamc.ca\/fr\/wp-json\/wp\/v2\/pages\/5885"}],"wp:attachment":[{"href":"https:\/\/cpata-cabamc.ca\/fr\/wp-json\/wp\/v2\/media?parent=5134"}],"wp:term":[{"taxonomy":"folder","embeddable":true,"href":"https:\/\/cpata-cabamc.ca\/fr\/wp-json\/wp\/v2\/folder?post=5134"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}